MintGenie News

Hi-Tech Pipes has delivered impressive long-term returns, transforming an IPO investment of ₹1.5 lakh in 2016 into ₹51 lakh today. The recent stock split aims to increase liquidity and investor participation while the company continues to grow.

Value mutual funds apply a value investment methodology to find stocks that are currently undervalued but are likely to outperform in the long run when their value is realized. During the last three years, about eight value funds have delivered annualised returns of over 18 percent.

Small savings schemes like PPF, NSC, KVP, and SSA offer assured returns and income tax exemption up to ₹1.5 lakh under Section 80C. These schemes are secure alternatives to fixed deposits. They provide reliable investment options with added tax benefits.

Before opening a fixed deposit (FD), depositors compare interest rates across banks. Typically, longer-term FDs offer higher rates than short-term ones. While many choose their regular bank, some opt for a new bank if the interest rate difference is significant.

NRIs face challenges managing finances and tracking foreign bank accounts. NRE and NRO accounts provide solutions for income management. NRE accounts allow tax-free interest and easy fund transfers, while NRO accounts manage income earned in India but are taxable.

Credit Cards: To protect yourself from potential financial fraud, you may disable international transactions or apply appropriate transaction limits. For domestic transactions, you must apply appropriate limits.

Credit cards: RuPay has set up an exclusive lounge for its credit cardholders at the Delhi airport. With spends in the calendar quarter, the cardholder can unlock complimentary lounge access in the next quarter.

Indian markets are expected to open negatively on Tuesday due to rising US dollar and Trump’s tariff pledges. The GIFT Nifty futures indicate a drop of 78 points. Previous session saw gains with Sensex and Nifty50 both closing strong.

Here’s a quick look at stocks likely to be in focus in today’s trade.

Rajesh Power Services IPO Day 2: The SME IPO opened on November 25, aiming to raise ₹160.47 crore. The offer includes 27.9 lakh new shares and 20 lakh for sale. The IPO was fully subscribed on its first day, with a grey market premium indicating a strong listing price.