MintGenie News
Did you know you can raise a personal loan to maintain a high credit score?
It is advisable to keep credit utilisation ratio (CUR) below a certain threshold, say, 30 percent. When you happen to need more money than this ratio permits, you can either get another credit card or raise a personal loan to fulfil your demand.
1 min read25 Nov 2024Personal loan: How a slight increase in interest rates can raise your EMI
A small increase in rate of interest can push your loan EMI upward over a period of time, shows the LiveMint Personal Loan EMI Calculator
2 min read25 Nov 2024Stocks to Watch: Adani stocks, Zomato, RVNL, CESC, HDFC Life, RITES, and more
Here’s a quick look at stocks likely to be in focus in today’s trade.
3 min read25 Nov 2024Why should you opt for autopay of your credit card bill? 8 key reasons explained
When you happen to use more than two credit cards, you could easily skip one deadline or the other for no fault of yours. It is, therefore, recommended to set an autopay of credit card bill through your net banking
2 min read24 Nov 2024What are UPI credit cards? How are they changing the way we make payments? An explainer
UPI credit cards enable the card holders to make real time payments via credit. It’s like being able to avail the best of both the worlds
2 min read24 Nov 2024From ELSS to PPF: 7 key tax-saving investments you should make before the financial year ends
Income Tax Saving: Different income tax saving instruments include ELSS, PPF, insurance premium, principal sum of home loan, Sukanya Samridhi Yojana, National Savings Certificate (NSC) and Senior Citizens Savings Scheme
2 min read24 Nov 2024Best mutual funds: These are the best sectoral schemes which gave over 25% annualised return in the past five years
Sectoral mutual funds invest in a particular sector of the economy such as infrastructure, banking, technology or pharmaceuticals etc. Since these funds focus on just one sector of the economy, they limit diversification, and are thus riskier.
2 min read24 Nov 2024Which credit card to opt for? Compare them along these 8 key parameters. Check list here
It is recommended to compare different credit cards along some pre-defined parameters. These parameters include reward points, access to airport lounge, discount on fine dining restaurants, food delivery apps, online marketplaces, free passes and air miles.
3 min read24 Nov 2024Personal loans: How is a pre-approved loan different from a regular one? See details here
Personal loans: Banks typically offer pre-approved personal loans to borrowers who have good credit scores.
1 min read23 Nov 2024Schengen Visa: Travellers to Europe could visit two more countries from Jan 2025; check details
After recent discussions in Budapest, Austria has decided to lift its opposition. This decision is likely to pave way for a final decision on the matter by EU interior ministers in December 2024.
2 min read23 Nov 2024Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared